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I haven't played a ton of FM... and haven't checked out the latest version yet... I generally enjoy OOTP much more, due to the sandbox / customization route that the game has always taken... Where FM is much more rigid and static. But as far as how the question is framed, even with my limited experience playing FM, it has the more robust AI overall.
The realism factor is a wash... as I don't think either one is remotely close to being a realistic representation of running a real sports franchise.
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