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Ah, only 4 GB, that's probably it, I assumed you had more. The game will run with that amount, but between the memory requirements of a save that size (FHM5 with your save loaded uses a little under 2 GB) and what Windows 10 uses on its own, you're going to start to run into odd behaviour in the game as it grows, particularly if you have anything else open and/or the hard drive Windows is using for virtual memory isn't that fast and/or doesn't have much space available.
Any modern-start save will have some stability issues as it gets into an extremely high number of years played, but the exact definition of "extremely high" will vary by system, and with 4 GB you're hitting it around 20 seasons in. Your save runs with no problem on my desktop with 16 GB, even with a bunch of other memory-eating stuff open, but even 8 would probably keep it running happily up to any year you could conceivably play to (aside from just letting it run indefinitely in do-not-disturb mode.)
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