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I thought the number there might inflate but that baseline seems to be the core number itself, and inflation just layers atop it (as it still is $4.5m). The default inflation is a random number between 0% to 2%. So, if the $4.5m inflated at 1% for 8 years, it would be $4,872,855.
Try it with $4.5 and if that seems low (b/c it lost the inflation on the resetting of the number), move it to $4.9m
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