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If financials are disabled, then there's no free agency, etc... You must have somehow gone in and disabled them. You can re-enable them when the league progresses to the pre-season (you can either wait until then, or you could manually schedule the pre-season start event earlier to force it there). You may need to go in and edit some things, since running without financials you might have some inconsistencies with player contracts, team financials, etc...
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