ok, I created a video of the exact sequence of events that cause this problem. In the process, I discovered that unchecking "Players Miss Seasons According to History" GREATLY exacerbates this problem, which explains the discrepancy between what you and I are seeing.
The default is to have this feature checked. My first sim had it checked, and the second sim had it unchecked (the way I play). In this video, you can clearly see the difference. Just skip past the boring sim parts.
https://www.youtube.com/watch?v=7X3eTEZJkRE