I'm 100% F2P this year, not running any tourneys, no twitch packs, nothing.
And I was able to do this with the live update. There are three more golds that cut off at the bottom of the image - McCutchen, Hays and somebody else. If the cutoff date had been July 9th instead of July 5th, as I was expecting, Murphy, Betts and Munoz all would have gone to 100 and I'd have another 600K - and it would have been a truly excellent update.
Obviously, I missed out on Gerrit Cole and never got 10 of Bautista; disappointed about that. Otherwise, nailed every other Diamond/Perfect.
If I can do this as a F2P player who doesn't do anything extra, anyone can. And when it's worth a million PP, you can't tell me it's not worth it!