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I believe I've seen advice from others that Dev Budget has very diminishing returns once you pass the baseline and is mostly just a sink for rich clubs to throw money at and get a small advantage without being gamebreaking.
ie: It's better for everyone if the rich clubs spend $50M on dev to get a very tiny increase to their player development then if they have that $50M to spend $10m/year on each of their bench bats.
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