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Yep...in many cases it makes sense to just buy the reward card. The part I don't understand is why so many managers are happy to sell those for pennies on the dollar. Like some missions cost >100k and the reward <20k.
I guess some people might still think completing the missions will be required to get to the next level, despite all information to the contrary. Then you have your people who complete missions just for the sake of completion as well. I'm guessing it's some combination of those 2 groups responsible for the price disparities.
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