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I don't know about the first or second issues, unless you took control of the team through the "act as" feature in commissioner mode, rather than having accepted the job through the available jobs screen or job offer email.
However, the third problem is that for some reason OOTP has that money assigned because when a team is empty, it automatically pays out contracts as if you have a roster at league minimum.
Example, if your league has 25 man roster limits (like the MLB), and your minimum player salary is $26,000, that would be why $650,000 is shown on your payroll.
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