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First off, don't be surprised to see this merged into the competitive balance thread.
Next, that stacked team will be promoted until it is facing other stacked teams leaving the other leagues more competitive. It will take several weeks though.
Nobody is forcing anybody to spend extra money. If you have to be competitive on day one then that is not the developers fault. I put in 5 bucks and am happy to build my team more slowly.
Oh, and your $200 would more than likely buy a team that could compete with anyone.
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