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yeah, it definitely helps. i don't know about how much it hurts with low budgets.
it's difficult to deiscern because of all the factors involved. coach, coach personality, player age, player personality, being in the right league etc etc etc...
obviously some have greater affect than others. player intelligence and work ethic paired with a high development budget develop very consistently. i would guess those factors are the most important ones. (right league, too)
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