Quote:
Originally Posted by MikeS21
I have heard that real life teams have insurance on injuries, but I sure see no evidence of it in real life. How many real life middle-to-small market teams lose a $10 million player to injury, and then trade for a $10 million player to replace him (and pay him with insurance money)?
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1) Finding a $10 million player at the same position that is available in trade is not always possible.
2) Trading for said player means giving up players/prospects.
3) Unless one or both of the players is in the last year of a contract, you now have two $10 million players next year.
4) Cash flow. You likely won't get the insurance payout until the first guy has already missed 60 or 90 or whatever days.
Having said all that ... it does happen. The A's and Pirates have both taken on salary at the deadline in recent years.