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Depends on cashflow. If you want to get in now, buy 14 now, then whenever you feel like you want the upgrade, buy it then. There's usually a sale around the All-Star game where 15 will be discount (between 25% and 50%). Also, since it's on Steam now, they will often have their own sales at various points of the year, so you might be able to pick it up cheaper through that, although I believe then you'd be limited to playing it through Steam.
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