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I don't know if I fall into a majority or minority, there's so many different opinions, but what I'd still advocate is having a financial menu that articulates without a great deal of confusion just what each entry means, what it influences and what it's influenced by.
Certainly, there's been discussion after discussion about how it should work, what this person wants, what that person wants. What I want, still, is to know how it's designed to work, i.e. give me a line by line summary of the screen detailing best as possible, the desire expressed above. FWIW
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"Try again. Fail again. Fail better." -- Samuel Beckett
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