pretty sure I read this somewhere. For macs, the photos should be named in lower case. So anyone on Mac, if the photo doesn't show, try changing the name to all lower case and see if that helps. Some Installations also put folders in your My Documents folder..Easiest way to find is to do a hard drive search for the specified folder name.
Another thing I noticed isn't mentioned is that for all operating systems, OOTP 11 no longer copies the real pics over to your saved games folder. So to use real pics, you need to manually copy them to your saved_games\"your saved game name"\news\html\images folder. Hope this helps some folks. And thanks again for all your hard work...