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Try using this financials.txt file. It is to be used with Owner Control of $$$ = No. Cash should not build up enough to cause a problem and only 1 or 2 or even 0 teams a year will run out of funds and if you check you'll generally see they spent unwisely.
Keep in mind that in year 1 of your league Owner Control of $$$ defaults to Yes so you may have to manually adjust. Even if you change to Owner Control = No immediately it won't take effect until year 2.
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