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Yeah, OOTP doesn't always handle the first few years real well, especially in regards to finances. Some might say it doesn't handle any finances well. But that's another story.
There are a few manual things you can do fiddle with this, like adjust the contracts down, adjust some revenue stream up (like media), or just give each team some starting capital to smooth this over. I think you can even manually adjust the budgets in commish mode if you just want to work around that part. I tend to just give teams cash because it's easy, but there is probably a better solution.
Maybe somebody has some more constructive advice about settings to apply (like the cash max or something).
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