First answer, I'm using Paint Shop Pro to do the skins. Steve did a basic instruction thread of how to create the SKN folder. I use PSP to change the colors etc of the graphic files. The NML logo and the backgbround replace the smalllogo file and default file in the OOTP5 grpahics folder. I have not fooled around with changing tex colors, but some others have and I think they gave some info in other threads.
I will post both the NML and NABC skins on the NML web site at:
http://www.nmleague.com/index1.html friday at the earliest.
The NML skn is pretty much complete, maybe alittle more fine tuning, the NABC has really just started, at some point I will send the skn folder to Henry to try. Then make changes and post it on the web site.