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Not sure if this helps, but I started a test to see if I could figure out what was going on here.
I started a new game on Jan 2:
Staff Payroll: 3,587,900
Player Payroll: 44,673,500
Budget: 53,000,000
Projected balance: 3,898,600
So according to the formula, the projected balance should be 4,738,600, which is a difference of 840,000. In the Current Financial section, it lists Player Expenses as 0 and staff Expenses as 840,000, equal to the difference.
Sorry if this is confusing.
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